Introduction

Barclays issues the airline credit card known as the Lufthansa Miles &'' More World Elite Mastercard. Although Lufthansa is a European company, the card is marketed in the United States. The card has many enticing features, including the possibility to collect rewards at a high rate. Frequent visitors to Europe from the United States will find this Lufthansa credit card particularly useful.

Who Should Get The Lufthansa Miles &'' More® World Elite® Mastercard?

When you use your Lufthansa Miles &'' More® World Elite® Mastercard, you may earn miles toward free or discounted travel on Lufthansa and its partner airlines. This card is best for frequent flyers on Lufthansa or one of its partner airlines. This card is probably not for you if you never or rarely fly with these airlines. When comparing credit cards, you should think about the $89 annual fee that comes with this one. You should be able to earn enough miles or benefit enough from the card's perks to justify keeping it. To maximize your earnings, you should frequently fly with one of the Miles &'' More partner airlines, as you will only receive bonus rewards when purchasing tickets through them.

How To Apply For The Miles &'' More® World Elite Mastercard®

Please apply for the Miles &'' More® World Elite Mastercard® from Barclaycard. Fill out the application, including your name, contact info, employment data, and SSN. Retake a look at the application. After double-checking your application details, hit the "Apply" button to send it off.

How Long Will It Take To Be Approved?

In most cases, a decision on your application will be made right away. Barclaycard may require additional time to manually approve your application, from a few business days to a few weeks. If your application is successful, your card will be mailed to you within 7-10 business days.

Pros Explained

Extraordinary One-Time Offer

After making your first purchase and paying your annual fee, you will receive 50,000 bonus reward miles for future travels with this card. If you redeem the bonus for flights on Lufthansa or one of its Miles &'' More partners, you'll get a check for around $1,296. Each mile is worth about 2.16 cents, so the total value of the incentive is $2,160.

Discounted Second Seat on the Anniversary of Your Card Purchase

After that, every card anniversary comes with a free economy-class ticket for a friend or family member. However, the taxes and fees, which can add up, are your responsibility to cover when using these complimentary tickets. Additionally, the cardholder's travel companion must pay for their ticket rather than redeem miles for one. Cardholders will not be charged interest on the transferred amount for the first 15 billing periods after a balance transfer. While other cards don't apply the promotional rate to purchases, and this one does, and you'll have to pay the standard $5 or 5% balance transfer charge, it's still a competitive offer.

Cons Explained

Using the Lufthansa credit card is easy. The major drawback is that it lacks adaptability for those who don't regularly visit Europe or aren't currently planning to do so. To benefit from this card, one must extensively use Lufthansa or a partner airline. However, it's worth noting that United Airlines is a Star Alliance partner. In addition, albeit anecdotal, some cardholders have commented online about the Miles &'' More card, claiming they were charged substantially more for a ticket than they would have been without utilizing their annual companion ticket. If you're considering applying for the Lufthansa miles and more credit cards, you might want to keep this in mind.

Maximizing Rewards

Using the Miles &'' More World Elite Mastercard to book tickets is the best way to maximize your rewards, as transactions made with the card at Lufthansa and partner airlines earn double miles. Those who pay the yearly fee and spend $3,000 on purchases during the first 90 days are eligible for a 50,000-mile sign-up bonus.

Basic Information: Rates and Fees

The current purchase APR for the Lufthansa credit card is 18.24% to 27.24%, with a varying introductory APR for new cardholders. With a balance transfer that posts to your account within the first 45 days of opening your card, you can enjoy a 0% intro APR for 15 months. After that period, the standard APR for balance transfers will apply. The card's annual fee is $89, but Senator and HON Circle members don't have to pay it. The miles and more credit cards have no annual fee and a 3% balance transfer fee after the introductory period.

Conclusion

Lufthansa and its partner airlines present their customers with the Miles &'' More World Elite Mastercard, which offers a variety of travel perks. If you spend $3,000 in the first 90 days and pay the yearly fee, you will receive 50,000 bonus miles. The Barclays Miles &'' More World Elite Mastercard has an annual fee of $89.